Start with as little as $500 and invest for the short or long term. Learn about flexible options that help you manage your money.
Contact us or call Smart Henchman international online bank for current rates
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- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- Set aside for future savings goals
- A wide range of terms available (from 1 month to 5 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty*
- $500 minimum deposit to open
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- Enjoy greater flexibility with your CD investments
- Change the rate one time during the term of the CD and take advantage of upward moving interest rates
- Add up to 50% of the original CD amount anytime during the first six months ($1,000 minimum)
- Withdraw up to 50% of the original amount one time during the first six months without penalty (after 7 days of opening)
- Set aside for future savings goals
- A wide range of terms available (from 12 months to 5 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty**
- $5,000 minimum deposit to open
- Enjoy greater flexibility with your CD investments
*An early withdrawal penalty may be assessed. A withdrawal will reduce earnings.
**An early withdrawal penalty may be assessed (not including the one-time withdrawal of 50% of original balance allowed).
