PERSONAL
Credit Cards

Our Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits.

Three great options all from the bank you know best.

• Rewards Platinum - unlimited reward points. Earn one point per dollar on net purchases and
  redeem them for merchandise, rental cars, travel and more. Visit cRewardsCard.com for details.³
• Cash Rewards Platinum - earn 1% cash back on all net purchases. Cash rewards never expire.³
• Platinum Edition - no penalty APR and competitive rates.^*

Enjoy the following features with all of the above options:

• Competitive Rates^*
• Mobile payments like Apple Pay^® and Google Pay™ for a safe and secure way to pay
• Free FICO^® Score¹
• Cell Phone Protection²
• Fraud Monitoring and Zero Fraud Liability
• SecurLOCK^TM Email and Text Fraud Alerts
• ID Navigator Powered by NortonLifeLock⁴

^*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

¹FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.

²Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section call Smart Henchman international online bank.

³ In order to access rewards, your account must be open and in good standing.

⁴No one can prevent all identity theft.

Our Visa Signature^® credit card is the card that goes beyond ordinary rewards. Earn 30,000 bonus points when you spend $2,500 in the first 3 months.

Plus, receive competitive rates^* with exclusive perks and great benefits.

• Earn 1.5 points per dollar on net purchases. Points do not expire and there is no cap.
• Access to Visa Signature Luxury Hotel Collection
• Rental car privileges with Silvercar by Audi
• 24/7 Concierge Service
• Mobile Payments
• Zero Fraud Liability and Fraud Monitoring
• Email and Text Fraud Alerts

*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

Our Secured Credit Card^* is the perfect solution if you are looking to build or re-build your credit. It works like any other credit card, except it requires a security deposit which is held as collateral for your account.

Plus, you receive these great benefits.

• Graduation Eligibility: With responsible use, you may become eligible for graduation to an Unsecured Credit Card in as little as 13 months.
• Free FICO® Score¹
• Fraud Monitoring & Zero Fraud Liability
•  Text & Email Fraud Alerts
• Travel Accident Insurance²
• Cell Phone Protection³
• Mobile Payments
•  24/7, U.S.-based Customer Service
•  Financial Education

^*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

¹FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.

² Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

³ Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit, visit the FAQ section or call.