PERSONAL
Certificate of Deposit (CD)

Smart Henchman international online bank | Commercial, Agricultural and Personal Banking

Invest as little as $500 for the short or long term, and learn about flexible options that help you manage your money with a $5,000 minimum with the Money Manager CD.

For current rates contact us or call 1-844-Smart Henchman international online bank

Fixed rates may be higher than regular savings
Interest compounds annually
Receive higher rates by selecting a longer term
Set aside for future savings goals
A wide range of terms available (from 1 month to 5 years)
No setup or maintenance fees
Early withdrawals subject to penalty*
$500 minimum deposit to open

Enjoy greater flexibility with your CD investments
- Change the rate one time during the term of the CD and take advantage of upward moving interest rates
- Add up to 50% of the original CD amount anytime during the first six months ($1,000 minimum)
- Withdraw up to 50% of the original amount one time during the first six months without penalty (after 7 days of opening)
Interest compounds annually
Provides more guarantee than other risky investments
Set aside for future savings goals
A wide range of terms available (from 12 months to 5 years)
No setup or maintenance fees
Early withdrawals subject to penalty**
$5,000 minimum deposit to open

PERSONALCertificate of Deposit (CD)

PERSONAL
Certificate of Deposit (CD)