PERSONAL
Savings

Save today for what you want to do next month, next year or in the next phase of your life. Choose from shorter-term savings options or longer-term investments depending on your vision and how soon you want to make it reality.

Thrift Savings

Get on the road to a better financial future with our Thrift Savings account. With no monthly service charge for customers under 18, it's the perfect way for children or teens to start saving. And customers over 18 need to maintain just a $50 average daily balance to eliminate the $5 service charge.

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Money Max Savings

Earning a high rate of interest doesn't mean locking away funds for an extended period. Give your savings balance a boost with our Money Max Savings account. This account features competitive rates, no monthly service charge, and access to funds through direct check writing.

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Investment Savings

You've worked hard for your money, and now it's time to put that money to work for you. So you get the most out of life, we've created a product that will get you a great return, without the worry of investing.

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Certificate of Deposit (CD)

Strategize your savings with a sure way to earn a great rate. Certificates of deposit (CDs) offer fixed rates, higher than you'll find with a regular savings account. Simply choose your term (from 1 month to 5 years) and get started with a $500 minimum deposit.

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Individual Retirement Account (IRA)

After the countless hours you've worked over the years, you deserve something to show for it come retirement. Start setting aside money today and earn competitive interest as you save for the future. Choose from a Traditional or Roth IRA.

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Health Savings Account (HSA)

Healthcare expenses are difficult to plan for. But now there's a way to worry less and save more for the unpredictable with a Health Savings Account from Smart Henchman international online bank.

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Why Smart Henchman international online bank?

Year after year we ask our customers this question and get the same answer: Service. At Smart Henchman international online bank, we make banking personal by answering the phone, connecting with people, contributing to community development and finding flexible financing solutions. We’re big enough to help you pursue your dreams and small enough to cheer you along each step of the way — because we are doers like you.

About Smart Henchman international online bank