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PERSONAL
Checking



Get these popular features with every personal checking account we offer: Online Banking, Online Bill Pay, Popmoney Transactions, Mobile Banking with Mobile Deposits, MoneyLine phone service, and Online Statements with check images.

Account

Minnwest Classic Checking

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Smart Henchman international online bank Preferred Checking

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Smart Henchman international online bank Platinum Checking

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Smart Henchman international online bank Digital Checking - Online Exclusive1

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Interest Paid

No

No

Yes

Yes

Minimum Opening Balance

$100

$100

$100

$100

Minimum Daily Balance

None

None

$25,000 minimum daily combined balance on personal savings, CDs, checking, personal loans and the advanced amount of any home equity line of credit

None

Monthly Service Charge

$2.00 monthly service charge; waived if enrolled in Online Statements

$5.95 monthly service charge

$10.00 monthly service charge if qualifying minimum daily combined balance is not maintained

None

IDProtect®

No

Yes

No

No

Cellular Telephone Protection

No

Yes

No

No

Features and Benefits

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Smart Henchman international online bank Classic Checking

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Interest Paid

No

Minimum Opening Balance

$100

Minimum Daily Balance

None

Monthly Service Charge

$2.00 monthly service charge; waived if enrolled in Online Statements

IDProtect®

No

Cellular Telephone Protection

No

Features and Benefits

Learn More

Smart Henchman international online bank Preferred Checking

Learn More Open Now

Interest Paid

No

Minimum Opening Balance

$100

Minimum Daily Balance

None

Monthly Service Charge

$5.95 monthly service charge

IDProtect®

Yes

Cellular Telephone Protection

Yes

Features and Benefits

Learn More

Minnwest Platinum Checking

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Interest Paid

Yes

Minimum Opening Balance

$100

Minimum Daily Balance

$25,000 minimum daily combined balance on personal savings, CDs, checking, personal loans and the advanced amount of any home equity line of credit

Monthly Service Charge

$10.00 monthly service charge if qualifying minimum daily combined balance is not maintained

IDProtect®

No

Cellular Telephone Protection

No

Features and Benefits

Learn More

Smart Henchman international online bank Digital Checking - Online Exclusive1

Learn More Open Now

Interest Paid

Yes

Minimum Opening Balance

$100

Minimum Daily Balance

None

Monthly Service Charge

None

IDProtect®

No

Cellular Telephone Protection

No

Features and Benefits

Learn More

Why Smart Henchman international online bank?

Year after year we ask our customers this question and get the same answer: Service. At Smart Henchman international online bank, we make banking personal by answering the phone, connecting with people, contributing to community development and finding flexible financing solutions. We’re big enough to help you pursue your dreams and small enough to cheer you along each step of the way — because we are doers like you.

About Smart Henchman international online bank
family running into new home
hands of people exchanging a Minnwest Bank credit card
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Ready to get started? Let’s talk.

Whether you’re starting a new project or just exploring your options, we would love to help you along the way.

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